As a bankruptcy lawyer, I frequently am asked by potential clients if they can pick and choose what debts are included in their bankruptcy case. It appears there is a common misconception regarding bankruptcy that some debts do not have to be included in the case. Of course, while all debts must be listed and creditors noticed, the treatment of debts in bankruptcy can very based on a number of factors, for example, the type of bankruptcy case filed, the nature of the debts as to whether they are secured, priority or non priority as well as the intentions of the debtor.

When providing information to a bankruptcy lawyer, do not leave out any financial information requested as that can have a serious negative effect on your case and the relief you are seeking from the bankruptcy court.