The new automobile insurance liability limits are $30,000 per injured person with a maximum limit of $60,000 per accident no matter how many persons are involved. The personal property limit is now $25,000 (so don’t be running into a brand new Mercedes). You should always buy uninsured/underinsured motorist protection on your own policy. It is not that much more and it will provide protection in the event you have an accident with an uninsured motorist or one who only has the minimum limits. The limit of the uninsured/underinsured policy cannot be more than your own liability limit on your policy. So, if you have the minimum $30,000 limit, you cannot have more than a $30,000 limit on the uninsured/underinsured policy.